1. Introduction

Welcome to the Downsizing Journey Affiliate Program (the "Program"). These Affiliate Terms and Conditions ("Terms") govern your participation in the Program and form a binding agreement between you ("Affiliate", "you", or "your") and Downsizing Journey ("Company", "we", "us", or "our").

By submitting an application to become an Affiliate, you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Eligibility & Application

2.1 Application: To become an Affiliate, you must complete and submit an application form. Your participation is subject to approval by the Company in its sole discretion.

2.2 Requirements: You must be at least 18 years of age (or the age of majority in your jurisdiction) and have the legal capacity to enter into this agreement.

2.3 Accuracy: You agree to provide accurate, current, and complete information during the application process and to update your information as necessary.

3. Commission Structure

3.1 Commission Rate: Affiliates earn a commission on qualifying membership sales referred through their unique promotional code. The default commission rate is 10% of the membership fee, but may be adjusted by the Company on a per-affiliate basis.

3.2 Qualifying Sales: A sale qualifies for commission when:

• A new member signs up using your unique promo code
• The member completes payment successfully
• The payment is not refunded or charged back

3.3 Discounts: Commission is calculated on the net amount paid by the customer after applying any promotional discounts associated with your promo code.

3.4 Refunds & Chargebacks: If a member requests a refund or initiates a chargeback, any commission earned from that sale will be reversed or deducted from future payments.

4. Payment Terms

4.1 Payment Schedule: Commissions are paid on a monthly basis, typically within 30 days after the end of each calendar month, subject to meeting the minimum payout threshold.

4.2 Minimum Threshold: A minimum commission balance of $50 CAD is required to trigger a payout. Balances below this threshold will roll over to the following month.

4.3 Payment Method: Payments will be made via electronic funds transfer (e-transfer) or other methods as agreed upon with the Company.

4.4 Tax Responsibility: You are solely responsible for all taxes and reporting requirements related to commission income in your jurisdiction. The Company may issue tax documentation as required by law.

5. Tracking & Attribution

5.1 Promotional Code: Upon approval, you will receive a unique promotional code that you must provide to prospective members. Sales are attributed to you only when a customer uses your specific promo code during sign-up.

5.2 Attribution Period: A customer must use your promo code at the time of their initial sign-up. No retroactive attribution will be granted.

5.3 Self-Referral: Affiliates may not use their own promo code to sign up for membership or to refer family members living at the same address. Such activity may result in immediate termination.

6. Marketing & Promotional Obligations

6.1 Affiliate Disclosure: You must clearly and conspicuously disclose your affiliate relationship in all promotional materials. For example: "I may earn a commission if you sign up through my link" or similar language.

6.2 Permitted Channels: You may promote the Company's services through channels disclosed in your application (e.g., website, social media, email marketing). You must obtain prior written approval for any channels not disclosed in your application.

6.3 Brand Guidelines: You must use the Company's name, logo, and trademarks only as provided and must not alter, modify, or misrepresent them in any way.

6.4 Prohibited Activities: You may not:

• Use spam, unsolicited emails, or any form of deceptive marketing
• Make false or misleading claims about the Company or its services
• Engage in any illegal, unethical, or offensive conduct
• Bid on Company trademarks or brand names in paid search campaigns
• Create websites or content that could damage the Company's reputation

7. Privacy & Data Use

7.1 Confidentiality: You will have access to aggregate performance data (e.g., number of sign-ups, commission amounts) but will not have access to personally identifying information about referred customers.

7.2 Data Protection: You agree to comply with all applicable data protection and privacy laws in your jurisdiction, including but not limited to PIPEDA (Canada), GDPR (EU), CCPA (California), and similar regulations.

7.3 Anti-Spam Compliance: You must comply with all anti-spam laws, including Canada's Anti-Spam Legislation (CASL), and obtain proper consent before sending commercial electronic messages.

8. Intellectual Property

8.1 License: The Company grants you a limited, non-exclusive, non-transferable, revocable license to use Company trademarks and marketing materials solely for the purpose of promoting the Company's services as an approved Affiliate.

8.2 Ownership: All intellectual property rights in the Company's name, trademarks, logos, and promotional materials remain the sole property of the Company.

9. Term & Termination

9.1 Term: This agreement begins upon approval of your application and continues until terminated by either party.

9.2 Termination by Affiliate: You may terminate your participation at any time by providing 30 days' written notice to the Company.

9.3 Termination by Company: The Company may suspend or terminate your participation immediately for any violation of these Terms, including but not limited to fraudulent activity, misuse of promotional codes, or misleading marketing practices.

9.4 Effect of Termination: Upon termination:

• You must immediately cease all promotional activities
• Your license to use Company trademarks is revoked
• You will be paid any outstanding commissions earned prior to termination (subject to minimum threshold)
• Commissions for pending or future payments will not be honored

10. Limitation of Liability

10.1 No Guarantee: The Company makes no guarantee regarding the amount of commissions you may earn. Your success depends on your promotional efforts and market conditions.

10.2 Limitation: In no event shall the Company be liable for any indirect, incidental, consequential, or punitive damages arising from your participation in the Program.

10.3 Maximum Liability: The Company's total liability to you shall not exceed the total commissions paid to you in the 12 months preceding the claim.

11. Independent Contractor

You are an independent contractor and not an employee, agent, or partner of the Company. You are solely responsible for your own taxes, insurance, and business expenses. Nothing in these Terms creates an employment, agency, or partnership relationship.

12. Modifications

The Company reserves the right to modify these Terms at any time. We will notify you of material changes via email. Your continued participation in the Program after such notice constitutes acceptance of the modified Terms.

13. Governing Law & Jurisdiction

13.1 Governing Law: These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law provisions.

13.2 Jurisdiction: Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.

14. Entire Agreement

These Terms, together with any application materials and approval communications, constitute the entire agreement between you and the Company regarding the Affiliate Program and supersede all prior agreements and understandings.

15. Contact Information

For questions about the Affiliate Program or these Terms, please contact us at: