Downsizing Navigator Pro

Downsizing Navigator Pro

Sample Report

Sample Downsizing Snapshot

A hypothetical example showing what your personalized report could look like.

Save this sample report for reference

Sample Executive Summary

This hypothetical example shows how a typical Oakville homeowner might benefit from downsizing.

$557,000
Equity Released (Buy)
$2,550
Monthly Savings (Buy)
$3,750
Monthly Savings (Rent)

Sample Input Assumptions

Current Home

Home Value:$1,250,000
Mortgage Balance:$250,000
Monthly Costs:$7,650
Selling Costs:$68,000

Buy Scenario

New Purchase:$850,000
Down Payment:$350,000
New Monthly:$5,100

Rent Scenario

Monthly Rent:$3,900
Full Equity:$932,000

Sample Key Findings

Equity Release: Buying a smaller home could free up $557,000 for investment or lifestyle improvements.
Monthly Savings (Buy): Reducing housing costs by $2,550/month improves cash flow significantly.
Monthly Savings (Rent): Renting could save $3,750/month and provide maximum flexibility.
10-Year Growth: Assuming 4% annual returns, investable equity could grow to $824,496 (buy) or $1,379,588 (rent).

Sample Monthly Cost Comparison

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Sample Housing Cost Breakdown

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Note: These pie charts illustrate how monthly housing costs are distributed across different expense categories. This breakdown helps identify which cost categories contribute most to your monthly savings when downsizing.

Sample 10-Year Equity Growth (Buy Scenario)

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Sample Next Steps (Educational Guidance)

If these were your real numbers, you might consider:

  1. Consulting with a real estate agent to assess current market value
  2. Speaking with a mortgage broker about financing options
  3. Meeting with a financial advisor to discuss investment strategies
  4. Reviewing your budget and lifestyle priorities
  5. Exploring neighborhoods and properties that fit your new criteria

Important Disclaimer

Estimates Only - Not Financial, Legal, Tax, or Real Estate Advice.

This is a sample report with hypothetical data for educational purposes only. Actual results depend on your specific home value, mortgage balance, taxes, fees, interest rates, market conditions, and personal lifestyle choices. The Downsizing Navigator Pro calculator provides estimates and projections that should not be relied upon as professional advice. Always consult with qualified professionals (real estate agents, mortgage brokers, financial advisors, accountants, lawyers) before making any financial decisions. Investment returns are not guaranteed and historical performance does not predict future results.

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